Investing in REITs For Retirement (Episode 241)

Updated: December 13, 2025

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What you’ll hear in this episode:

In this episode, we break down how REITs work and whether they can realistically provide steady retirement income for Filipinos.

We explain what REITs are, how dividend yields actually translate into monthly cash flow, and how much capital you really need to hit targets like ₱50,000 a month. This is a practical, numbers-driven discussion. No hype. Just real math and real risks.

We also talk about how to use REITs properly within a retirement plan. When to reinvest dividends. How to diversify across different REIT sectors. Why interest rates matter. And why REITs should complement, not replace, safer tools like MP2, SSS Pension Booster, and bonds.

Essential Points:

• REITs offer property-based income without owning physical real estate.
• Dividend reinvestment is critical during the early years to grow income faster.
• Diversifying across different REIT sectors helps stabilize cash flow.
• Interest rates and debt levels directly affect REIT performance.
• REITs work best as part of a broader retirement portfolio, not as a stand-alone solution.

Related Post: ₱50,000 Per Month Passive Income From REITs: Let’s Do The Math

Key Takeaway

REITs are not a shortcut to wealth. They are a long-term income tool. Used correctly and combined with safer assets, they can become a reliable source of retirement cash flow.

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